Privacy Policy

Protecting your personal data and assets is our highest priority. We are fully committed to safeguarding them.

Arvo Luxerise collects and retains data necessary for your trading activities. How we collect and store this data is detailed in the following Privacy Policy.

Our policy is informed by the following principles:

• With the aim of providing complete transparency about our processes for collecting and storing your personal data:

Our goal is to ensure you understand how we collect and process your data so you can make informed decisions. We follow clear guidelines and processes for handling information on this website. This policy outlines the specific methods we use, providing you with transparent, concrete details about how your data is used. You are in control.

We will share relevant updates without delay whenever we determine you should be notified. Transparency is essential to us.

Our knowledgeable team is always available to answer any questions you may have about our processes, including our obligations under Finland law. You can reach us at: info@arvo-luxerise.com

• We do not use personal data for any purpose other than what is outlined in our Privacy Policy.

We may process personal data for purposes including the proper operation of Arvo Luxerise services and connecting trader-members with third-party trading platforms. Processing may also be required to maintain and improve website functions and services, protect our rights, and comply with regulatory or other legal obligations. Finally, we may use data as needed to provide administrative and other business functions related to the Services delivered to you, the client.

To provide better services aligned with your preferences and needs, Arvo Luxerise processes personal data.

• To be able to effectively use essential tools that safeguard your personal data and ensure your rights are protected in this context:

You may contact us at any time to access all personal data we hold about you. We can also update or delete it upon request. In addition, we can facilitate transferring your data to you or a designated third party. We provide these services to help you exercise your rights to privacy and control.

• Secure your personal data:

Our security systems meet the highest standards, employing bank‑grade protections and controls. While no system can be guaranteed 100%, we remain committed to continuously upgrading our infrastructure and reinforcing the safeguards already in place.

We maintain a comprehensive, detailed privacy policy and the highest-level security systems.

1. The Scope?

This policy outlines our procedures for the collection, processing, and sharing of any and all data relating to natural persons.

Our policy applies to all natural persons who are identifiable or have been identified. This includes any natural person who can be identified or has already been identified through data entrusted to us or data we can access and/or combine.

As defined in the Privacy Policy, data processing specifically refers to the storage, management, and organization of personal data.

We do not collect, or attempt to collect, any information about individuals under 18. We also do not allow anyone under 18 to use our platform for any purpose whatsoever. If we discover any user under 18 or any information related to such a person, that information will be deleted immediately.

2. What categories of personal data do we retain?

When you register with us, we collect the personal data necessary to enable your use of our services. Where required, we may also request personal data to verify account ownership, for example. To maintain and improve the quality of our services, we collect and analyse data about your use of our platform and those of our third-party partners.

3. You are under no obligation to provide your personal data to the company.

Although you are not required to provide us with your data, choosing not to do so may limit our ability to provide certain services. It may also restrict your access to and use of our platform.

4. What personal data do we collect? When you visit our website, we may collect the following personal data:

We do not collect data that can be used to personally identify you. We do, however, collect details such as your specific account activity, users’ IP addresses, and the date and time of access. For maintenance, security, and support, we retain system crash reports, browser information, and the type of device used to access your account. We also collect information about the language associated with your account.

Regarding personal data collection, we only collect and retain the information you consent to share with us when you connect to a third-party trading platform through our service.

The personal data you may have shared with third-party platforms can include your full name, address, telephone number, and email address.

5. Why does the company need my personal data, and is it lawful for them to process it?

The company collects, stores, and processes your personal information solely for the purposes set out in this Policy. All such uses and processing comply with applicable laws in Finland.

The company will handle, process, and transmit your data only in compliance with applicable laws in Finland. The legal bases for doing so are as follows:

• You have agreed that the company may store and process your personal data. By submitting your information to the company, you authorize us to transfer it to the appropriate third-party trading platform. You have consented to the processing of your personal data for one or more purposes.
• To enhance services, assert or defend legal claims, and pursue legitimate interests, among other purposes, the company may need to store and process your personal data.
• Processing data is necessary to comply with legal obligations.

If you would like to learn more about the data processing the company is required by law to perform, please contact us by email at any time.

Below is a list of the specific purposes for which we may process your personal data, along with the applicable legal bases.

6. Disclosure of Personal Data to Third Parties

To store and process IP addresses, conduct user surveys and analyses, and provide other related services, the company may, where necessary, share anonymised personal data with carefully selected third-party service providers.

At your request, we will share certain personal data you provide with third-party services. In such cases, the processing of your data will be governed by that company’s privacy policies. This may include various digital trading platforms.

To enhance our client services and improve overall service quality, the company may share personal data with its affiliates and partner companies.

Where required by law, or to protect the rights and assets of the company and our third-party partners, we may disclose data to the relevant legal or regulatory authorities.

In connection with critical business transactions, such as a company sale, financing, or loan, relevant data may be shared in a lawful and appropriate manner. This also applies in the event of any merger, restructuring, consolidation, or bankruptcy, in accordance with applicable law.

7. Use of Cookies and Third-Party Services

For site analytics and in collaboration with advertising partners, we may use cookies and similar technologies in accordance with applicable laws and standard industry practices.

Cookies—small text files stored on your device when you visit a website—are used to collect information about your browsing behavior and preferences. Their purpose is to personalize and enhance your user experience. They allow us to remember your settings and preferences and to tailor our services accordingly. Cookies are also used for site analytics and to compile statistics for strategic planning.

Broadly speaking, the site uses two types of cookies. Session cookies are stored only for the duration of your visit and are removed when you close your browser. Persistent cookies remain in your browser even after your session ends. They allow the site to recognize you when you return and streamline your experience.

Types of cookies:

Cookies may be used as necessary, in line with their intended purposes:

Cookies are blocked or have been deleted

If you wish to delete or block cookies, please do so through your browser settings. Follow the links below for step-by-step instructions for the most popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

Blocking cookies will prevent some operations and site features from working as expected.

ONLINE TRACKING NOTICE

Your personal data will be retained for as long as necessary to perform the operations described in this policy. It may be kept longer if required by applicable laws, regulations, or company policies.

Your personal data will be shared, at your request and discretion, with third-party trading platforms for 12 months. When those 12 months end, and with your consent, that data will be shared for another 12 months.

Our operations include regular reviews of all personal data to determine whether it remains necessary, or no longer required.

9. Transfers of personal data to third countries or international organizations

When necessary to provide our services and/or for security reasons, personal data may be transferred to third countries (a country other than your own) and to international organizations under comprehensive security protocols. We implement data security measures at the highest possible level to protect your data and ensure you have access to legal remedies and rights in all cases

Throughout the EEA (European Economic Area), all residents are protected by data protection laws and safeguards.

• All data transfers take place under the EU’s legal jurisdiction and competence, in accordance with the data protection standards set out in Article 45(3) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (“GDPR”)
• All transfers of data between public entities or authorities are conducted in accordance with Article 46(2). The agreement is legally binding and enforceable.
• The European Commission’s Standard Contractual Clauses, adopted under Article 46(2)(c) of the GDPR, set the conditions for data transfers and such transfers are carried out in accordance with them. The Clauses can be accessed at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

For more information about the specific security measures the company uses to protect your personal data for third-country transfers, please email your request to info@wealthwaydigital.uk

10. Protection of Personal Data

Personal data is safeguarded with state-of-the-art technical and organizational measures, aligned with recognized industry best practices. These measures provide robust protection against unlawful or accidental destruction, as well as the loss or alteration of data.

While we apply the highest standards and legally required safeguards for data protection, it is not possible to guarantee in all circumstances that your personal data will remain error-free. Accordingly, we cannot be held liable if personal data is disclosed or suffers incidental, intangible, or consequential harm. This includes circumstances beyond our control, such as disclosures arising from transmission errors, unauthorised third-party access, or other similar causes.

If we receive legally binding requests from regulators or other legal authorities, we may be required to disclose your personal data to them. After any disclosure compelled by law, we cannot control how those authorities handle, store, or protect your data.

Any information sent over the internet, including personal data, carries a risk of interception and is not completely secure. The Company cannot guarantee the security of any data transmitted online

11. Hyperlinks to third-party websites

On this website, you may encounter links to third-party applications and websites. Please note that these entities are not our affiliates and are not under our control, and our privacy policy does not apply to them. They have their own policies and practices for collecting and processing personal data, and we are not responsible for such activities. Use at your own discretion.

Always review the privacy policy of any company or service on their website before providing any personal data. Confirm that their data collection, use, and processing practices align with your preferences and priorities. Any information you choose to share should be provided directly to the service provider.

12. Policy Amendments

We reserve the right to update or modify this policy at any time. We will notify you of any changes via our website and other appropriate channels. The updated privacy policy will be posted on the website and will take effect immediately upon publication, unless stated otherwise.

13. Your data protection rights

You retain full control and the final say over how your personal data is used, including verifying its accuracy, correcting errors, and choosing to delete it or restrict the scope and nature of our processing.

On this page, residents of the EEA can find information relevant to them:

Your personal data is protected by the rights outlined herein. By emailing the address below, you can immediately exercise those rights.

Accessing Your Rights

If the personal data you have provided to us is correct, you may access that data at any time. All of your personal data that we process is accessible to us and therefore verifiable.

You may request your personal data for verification at any time, and it will be provided to you in electronic form. If you request additional copies of your processed data beyond the initial copy, a reasonable fee may be charged.

Rights granted by law and our Privacy Policy must not infringe on the rights of others. The company may deny or restrict access to personal data if such access would violate the rights and freedoms of others.

Right to Rectification

Any errors in your personal data, whether due to omissions or inaccuracies, may be corrected by you or by the Company to ensure proper processing.

Erasure Rights

You have the full right to request the deletion of your personal data under the following circumstances. 1) If your personal data has been processed without your consent or beyond lawful limits. 2) If you request its removal and the Company has no legal obligation to retain it. 3) If you no longer consent to any processing by us, even if lawful and based on our or a third-party provider's legitimate interests, and finally 4) If we are legally required to delete your data.

The right to erasure is overridden by legal obligations under EU or any member state law. Likewise, it does not apply if data is required for the establishment, exercise, or defence of legal claims.

Right to Restrict Data Processing

You have the right to request that the processing of your personal data be restricted in situations where you believe it to be inaccurate.

Upon your request to restrict the use of your personal data, it will be deleted except in the following cases: 1) where the law of the European Union or any Member State prevents deletion. 2) With your consent, if needed to establish, exercise, or defend legal claims. 3) To protect the rights of another natural person.

Your Right to Data Portability

You have the right to access and review any personal data you have provided, if you have consented in any form to its collection and the processing is carried out by automated means.

You have the right to request that your personal data be transferred to another company or organisation, where this is technically feasible. Exercising this right does not affect your right to erasure or other rights concerning your data. This right cannot be exercised if doing so would infringe the rights or freedoms of another natural person.

Right to object to data processing

Even though we may process data based on our legitimate interests, or those of a third‑party service provider, you have the right to object and request that such processing stop. This right does not apply where there is a compelling legal basis to continue, including for the establishment, exercise, or defense of legal claims. In those circumstances, we may continue processing your personal data.

You may at any time request that your personal data not be processed for any direct marketing purposes.

Right to Decline or Withdraw Consent

You have the right to withdraw your consent to our processing of your personal data at any time, with immediate effect where possible. Such withdrawal does not apply retroactively to processing carried out before you withdrew your consent.

If you are dissatisfied for any reason, you have the right to lodge a complaint with the relevant legal, regulatory, or other supervisory authority.

If you believe that the processing of your personal data has infringed your rights and freedoms, EU Member States have designated regulatory and supervisory authorities for this purpose. You may file a complaint with these authorities at your discretion.

Section 13 describes the circumstances in which your personal data rights may be limited under European Union law or the laws of its Member States.

Once we receive your request concerning your personal data and its processing, we will provide you with access to the information you have requested, as outlined in Section 13 of this policy. We may extend this timeframe by up to two months, depending on the volume of requests and the nature or complexity of your request. If an extension is required, we will inform you of the new deadline within one month of receiving your request.

The requested information will be provided electronically at no cost, unless restricted by law or by Section 13. We may charge a reasonable fee or decline a request if it is manifestly unfounded, excessive, or repetitive.

We reserve the right to request additional proof of identity whenever there is reasonable doubt about the individual submitting a personal data request, to ensure data protection and security.